Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, readOnlyHint=false, and idempotentHint=false, so the agent knows this is an irreversible-style mutation. The description adds nothing beyond that — it does not say whether chat history is retained, whether the action can be undone, or whether the account must be a member/admin.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.