Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The input schema already describes all three parameters with 100% coverage, giving a baseline of 3. The description adds extra meaning for after_cursor by explaining the pagination loop ('pass back the next_cursor... keep going until has_more is false'), which is not present in the schema. It does not elaborate on limit or account_id, but those are already well-documented, so the added context justifies a score above baseline.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.