Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already flag readOnlyHint=true; the description adds value by detailing what each entry contains (number, saved name or absent name, country) and explicitly disclosing that block dates are unavailable because WhatsApp does not report them. This avoids the agent expecting a timestamp that will never appear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.