Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuinely useful behavioral context beyond them: 'Answers from the rule set only and fetches nothing', which tells the agent the answer is static and deterministic rather than live data. It does not cover failure modes such as an unknown checkId, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.