Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint, idempotentHint, and non-destructive behavior, so the safety profile is covered. The description adds the crucial fact that rates in filters are fractions (0.05 = 5%), which is a valuable non-obvious behavioral rule. It does not, however, describe output shape, group ordering beyond what groupBy/topGroups imply, or how empty results behave.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.