Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint and idempotentHint, so the safety profile is covered. The description usefully adds that the data is 'live' and that the call costs $0.003 USDC, but discloses nothing about rate limits, auth, or freshness/pagination behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.