Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so the safety profile is fully covered. The description adds one genuinely new behavioral fact not in the structured data: the $0.001 USDC cost per call, which matters for an agent deciding whether to invoke it. It says nothing about latency cost or rate limits beyond that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.