Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, and idempotentHint, covering safety and idempotency. The description adds the cost detail ($0.001 USDC) and the additional behavior of resolving lat/lon coordinates, which are not captured in annotations. This is valuable context beyond the structured metadata.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.