Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, non-destructive, open-world, non-idempotent behavior. The description adds the materially important fact that the call costs $0.001 USDC, which is real behavioral context (a payment requirement) not present in the annotations. It stops short of auth mechanics or rate limits, but the cost disclosure is genuinely valuable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.