Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, open-world, and non-destructive, so safety is covered. The description adds a genuinely useful behavioral fact the annotations lack: the $0.005 USDC cost per call. It says nothing about latency, rate limits, or freshness of comps, so it is incrementally but not richly transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.