Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, openWorld, and non-destructive behavior. The description adds genuinely new context — that this is a paid call ($0.003 USDC) with live data — but says nothing about rate limits, caching, or data staleness, so it is useful without being rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.