Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds a real behavioral fact not present in structured data — the $0.002 USDC cost — which is valuable for an agent deciding whether to call it, but it says nothing about latency, rate limits, or error behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.