Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive and open-world traits, so the description's job is to add more. It does so meaningfully by disclosing a real limitation: no SMTP connections are opened and catch-all domains therefore return valid, which is a false-positive warning an agent could not get from structured fields. It stops short of disclosing bulk-size limits or credit consumption.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.