Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructive, open-world, and non-idempotent behavior, and the description adds valuable operational safeguards: show exact sender/recipient/text, obtain explicit confirmation, call once, never auto-retry on uncertain outcomes, avoid restricted data, and note that recording settings may persist content. This meaningfully exceeds what annotations alone provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.