Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses that the operation is a read-only list, specifies the ordering (by 24h volume), and describes filter behavior. It does not mention potential side effects, rate limits, or that results are live-changing, but for a simple list operation, this is reasonably transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.