Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/idempotent/non-destructive, so the bar is lower; the description still adds real context beyond them: the required OAuth scope (orders:read), and the semantic that 'saved' means submitted but not store-confirmed, with unavailable history or confirmation fields returning null. It does not discuss rate limits or error behavior, but the null-field disclosure is the kind of nuance annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.