Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations present, the description carries the full burden and does well: it discloses consequences (hidden from lists, counts, exports and outreach) and irreversibility ('No restore, no refund'). It is silent on permissions, partial-failure behavior, and whether the contact still exists as an entity.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.