Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose real consequences: pending contacts are reassigned to remaining accounts and already-sent invites persist. However, it omits whether the removal is reversible, what happens if this is the last account (where do pending contacts go), permission requirements, and whether the account stays connected elsewhere.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.