Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden and does the essential part: it declares the operation is non-mutating ("Changes nothing") and specifies the preview payload (name, deletable contact count). It does not cover edge cases an agent might hit, such as what happens if the id does not exist or whether the preview consumes credits, so it stops short of full behavioral disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.