Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations at all, the description carries the full burden and does so well: it discloses destructiveness, the cascading scope (contacts and source file), and irreversibility. It does not mention permission/ownership requirements or what the response returns, which keeps it just below the top mark for a zero-annotation mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.