Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the description is free to add the traits that matter: the 24h window for crypto, the delayed nature of stock quotes, the upstream sources, and the 'news and data only, not advice' scope limit. Minor gap: nothing about ranking methodology or how stale a headline can be.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.