Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It usefully discloses the key-tier gating, that results include 'coverage boundaries' (i.e. rate ranges it cannot audit), and provenance — real behavioral value. However, it says nothing about whether the call is read-only, what happens to unsupported HTS lines, or error behavior on oversized/malformed line sets, which matters for a tool with a 200-line nested payload.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.