Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description's added value is the verdict semantics (INTERIM = single verified result, pending deep review) and the cost signal "Free" — neither of which appears in structured fields. It does not mention rate limits or freshness, but the annotation coverage lowers the bar.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.