Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so baseline is 3, but the description goes further: it explains the combined semantics of the two optional parameters ('both, or neither to refresh all'), which the schema cannot express, and clarifies that connectionId is the provider string from list_connections rather than an account-level id.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.