Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety/idempotency profile (readOnly=false, idempotent=true, destructive=false, openWorld=true), so the description's added value is the ambiguity-refusal behavior (returns candidates instead of guessing) and the reactivation/preservation semantics for an existing market. It stops short of stating auth requirements or rate limits, so a 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.