Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds useful context about what content is surfaced, but says nothing about behavior beyond content — e.g. what happens if chart_id is omitted, whether missing citations error, or any caching/rate behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.