Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly=false, destructive=true, idempotent=false, openWorld=true), so the bar is lower. The description adds genuinely non-redundant behavior: the landlord is notified and the request persists in the account until its status changes, plus a PII prohibition. It stops short of describing failure behavior or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.