Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this as read-only and idempotent. The description adds meaningful behavioral details beyond annotations: newest-first ordering, default limit of 50, no practical maximum, and case-insensitive search over name, email, or external id.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.