Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive behavior, so the safety profile is covered. The description adds a plan/entitlement constraint that isn't in any structured field, which is genuinely useful context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.