Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Adds substantial context beyond the annotations (readOnly=false, idempotent=false): the signingSecret is returned only once and cannot be retrieved again, and there are environment and tier ceilings (Sandbox unsupported, Build=10, Scale=50). These are exactly the operational facts an agent needs and cannot get from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.