Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered. The description adds meaningful non-schema behavior: results are account-scoped and returned newest-first, which tells the agent what ordering to expect. It stops short of describing truncation/pagination semantics when the limit cap is hit.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.