Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, destructiveHint=false, openWorldHint=false), so the bar is lower. The description adds genuine value the annotations cannot: the exact fields returned and the identifier semantics (post number rather than title), which materially affects downstream calls. It omits pagination or ordering behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.