Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that this is a read-only, idempotent, non-destructive, closed-world operation, so the description does not need to repeat those traits. It adds meaningful behavioral context by specifying the fields returned, including conditional trial_ends_at information on owner-granted trials. It does not describe response format or pagination, but for a zero-parameter usage snapshot that is a minor omission.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.