Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the baseline is 3, but the description adds useful semantics by stating that fields left out keep their values and that locales replaces the whole list. Those details give the agent behavior-level understanding beyond the parameter descriptions themselves.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.