Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive behavior, so the description's job is to add the rest: it supplies sort order ('most recently edited first') and default page size (25), which annotations cannot convey. It stops short of noting auth or rate-limit behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.