Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the behavioral burden. It usefully discloses that this is a read-only public-chain lookup and that it is free, plus exactly which facts come back, but it omits what happens for malformed or non-activated addresses and whether any auth or rate limits apply.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.