Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior, so the bar is lower; the description adds genuinely useful context beyond them — the values are reference-only, not diagnostic, and scopes differ between issuing bodies. That disambiguates the data's authority limits, though nothing is said about result volume or pagination behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.