Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already establish read-only, idempotent, and non-destructive behavior. The description adds valuable non-obvious context: the index is dimensionless, non-tradable, must never be converted to an absolute price, and early periods may carry forward an anchor with output flags.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.