Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), and the description adds genuine domain context: dates are applicability dates, and conditional items only apply after the delegated act enters into force (later of the two triggers). That is useful behavioral nuance beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.