Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds genuine non-annotation context: shares follow published tallies and agencies count families vs filings differently, so cross-source comparison needs care. That data-reliability caveat is exactly the kind of behavioral disclosure that helps an agent interpret results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.