Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so safety is covered. The description adds genuinely non-annotated context: the authentication requirement to connect a TrimCarbon account. It does not cover error cases or pagination/rate limits, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.