Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare destructiveHint=true and openWorldHint=true, and the description adds concrete consequences beyond them: the handshake is cancelled, both listings remain listed, and the counterparty is notified. It also discloses the failure conditions (post-confirmation, fee paid) and the user-confirmation requirement, which is exactly the extra context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.