Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It usefully discloses the data source and the completeness policy ('missing figures are omitted; nothing is estimated'), which tells the agent not to expect back-filled data. It says nothing about read-only nature, auth needs, or failure behavior for unmatched lookups.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.