Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description adds genuinely useful non-schema facts — it costs 1 credit and the result is deterministic — but says nothing further about limits, date-range bounds, or holiday-set sourcing. The added cost/determinism notes earn credit above the annotation-only baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.