Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already carry the full safety profile (readOnly, idempotent, non-destructive, closed-world), and the description adds real behavioral detail beyond that: automatic delimiter detection and quoted-field handling. It says nothing about failure behavior on malformed CSV or the size cap, which is the only remaining gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.