Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true, and readOnlyHint=false, so the safety bar is lower; the description still earns credit by explaining the actual destructive semantic ('null clears' the description) and the admin-only authorization requirement, neither of which is derivable from annotations. It stops short of saying whether omitted fields are left untouched or whether name/description are replaced wholesale.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.