Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, idempotent, non-destructive, closed-world behavior, and the description adds real value on top: it scopes the write to the artifact's own workspace and discloses the 20-pin capacity ceiling plus the 'active markdown' precondition. It stops short of saying what happens at the limit or whether re-pinning reorders.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.