Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly=false, destructive=true, idempotent=true, so the safety profile is covered; the description adds the authorization requirement (owner-only), which the annotations do not carry. It stops short of saying what happens to the member's previous role or whether an owner can be demoted, which matters for a destructive-flagged tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.