Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare it is a non-read-only, non-destructive, non-idempotent create. The description adds genuinely new behavior: default audience resolution by creator type (internal vs external) and an explicit refusal case for external editors requesting internal. That is useful authorization context beyond the annotation set; it omits what happens on slug collision, which the non-idempotent hint implies errors.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.