Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, non-destructive, idempotent, and closed-world behavior. The description adds valuable behavioral context beyond annotations: reading in base64 chunks, rechecking bundle readability, and verifying exact version membership on every read.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.